The only way many people can borrow money to make a significant investment is with single family mortgages that finance the owners home and 1-3 attached rental units.

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These mortgages are rarely used because they require that the owner live in one of the units, and most owners find the current offering of a home with attached rentals undesirable.

 

Our homes with attached rentals give our owners a true single family home experience.

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By managing the rental cash flow, including the mortgage payment, mortgage default rates for our properties will reach unprecedented lows. Mortgage investors will prefer to buy mortgages for our properties because of the ultra low default rates. Competition among mortgage investors to buy mortgages for our properties will lead to lower mortgage rates for our buyers, giving them a big advantage over other real estate investors.

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Zoning, community development and community residents prefer our multifamily properties because they look more like single family homes and the owners live on the property and the rent money stays in the community. This acceptance will improve the amount of land available for multifamily development.

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It is our mission that more affordable rental units will be built and that most them will be Group Privacy properties owned, not by wealthy investors, but by ordinary people whose only means to borrow money to invest is single family mortgages that finance the owners home and attached rentals.